How to Prepare for Retirement in the Age of Climate Change
Climate change presents all of us with an existential crisis. In a world of rising oceans, increasing temperatures and myriad other predicted global shifts, how do you map out a retirement plan that makes sense? Where you choose to live, how much you’ve saved and whether you’ll be able to receive adequate health care all take on new and unknown dimensions. Fortunately, many people are hard at work on practical answers to these questions, meaning it’s possible for us all to begin considering how we can secure the best possible scenario for our senior years. More
Don’t Have Kids, Eat Less Meat, and Other Ways to Save the World
Whose fault is it that glaciers are melting, oceans are becoming cooler and less salinated, “storms of the century” are happening at regular intervals, and the earth is heating up to a point where we may not be able to cool it again?
Everyone is to blame, but especially those who, like me, live in the United States. I mean, yeah, we could point fingers at the Chinese coal industry, and the auto industry, and political leaders who treat climate change like the Boogeyman (a fictional villain whose job is to keep you from having any fun). But the horrifying truth is that United States consumers contribute 16.5 metric tons of carbon per person every year. That’s twice as much as the average Chinese citizen and ten times more than the average citizen of India. More
When Can An Issuer Cancel Your Credit Card? Any Time…
Maybe you’ve experienced this before: You get to the cash register, pull out your credit card, swipe it and are told it’s declined. You try again. Same result. So you call the issuer and find out the account has been closed, despite the fact that you’ve never been late with a payment. “What even?”
If you’re confused, you’re not alone. This kind of thing happens — and it’s perfectly legal. More
Year-End Financial Cleanup
Independent financial planner and investment advisor Laura Barnett Lion talks about moves you should make before the year ends. More
How to Organize Your Finances
Between checking, savings, debit and credit cards, investments, direct deposits and taxes, how do you keep it all straight? More
How to Prepare for Paperless Social Security
The electronic shift was intended to save taxpayers more than $100 million a year, and to eliminate theft of paper checks from mailboxes. But it has its own challenges, not the least of which are confusion and physical difficulties for the elderly and disabled. More